Beyond the ATM was created by Yonas Marcos, founder of Star Financial Services, after nearly two decades in the ATM industry and more than a decade working in merchant services.

 

The program grew from a simple observation: independent ATM operators often have the hardest asset to build — a trusted merchant relationship — but many have never been shown how to expand that relationship into payment processing in a practical, responsible way.

 

Yonas understands the realities behind the opportunity: long route days, cash loading, service calls, hardware issues, processor coordination, merchant expectations, and the pressure to protect every location.